Keep Your New Year’s Resolutions and Save on Insurance

What was your New Year’s resolution for 2013? The popular ones include losing weight, quitting smoking, and saving money. You might be struggling to keep that promise to yourself right now. Hang in there! Keeping some types of New Year’s Resolutions could save you some money on your insurance premiums. No matter what your insurance premiums cost, you probably would be happy if they were lower. This is true for auto insurance, life insurance, and health insurance. Fortunately, there might be a few ways to convince your insurer that they should lower your rate, or, at the very least, not … Continue reading

Allstate Insurance has Safe Winter Driving Tips

Were you “dreaming of a white Christmas”? Now that the holiday is over, and you have to start driving back and forth to work every day again, all that snow and ice doesn’t look quite so inviting. Allstate Insurance has some safe Winter driving tips for you. Their advice could help you avoid an accident and an auto insurance claim. Winter weather is serious! How extreme the weather will get depends on where you live. In California, I’m most likely to be dealing with a bit of rain. In many other parts of the country, however, people can expect to … Continue reading

Five Ways to Get the Best Insurance Rates

Even in the worst of times, it usually does not make sense to cut back on insurance. You never know when a disaster might hit. Being properly insured can save you from disaster. When money is tight, it is better to reduce the cost of insurance rather than eliminate it. Try the following five ways to get the best insurance rates and reduce your cost. 1. Buy all of your policies in the same place Most insurers will give you discounts when you buy multiple policies with them and may even offer bundled plans. Start by insuring your cars and … Continue reading

Insurance Blog Week in Review – June 24 – 30, 2012

Once a week, the Insurance Blog Week in Review brings you a fast way to “ketchup” on all the blogs that were posted here in the past seven days. There can be anywhere between twelve and fourteen blogs that appear. What did you miss? A Brief Comparison of Health Care Plans Obama’s plan includes coverage for adults and children who have a pre-existing condition. Romney’s plan includes coverage for people who have a pre-existing condition – but only if they have had continuous health insurance coverage. The Insurance Podcast Roundup went up on June 25, 2012. This week, I’d like … Continue reading

California Will Soon Have Self-Driving Cars

California might soon become the second state to allow the use of self-driving automobiles on the roads. The California state Senate of authorizing legislation has unanimously approved of legislation for it. I don’t think the legislation specifically tackles issues about autonomous cars and auto insurance, though. Not too long ago, Google made some self-driving vehicles. The cars have gone through a series of safety tests. Google’s research showed that their autonomous vehicles are safer than the typical vehicles that are driven manually by humans. The fleet of Google’s self-driving Priuses drove over 2,000 miles and only had a total of … Continue reading

Insurance Blog Week in Review – May 13 – 19, 2012

Once a week, the Insurance Blog Week in Review gives you a brief description of all of the blogs that were posted in the past seven days. There could be anywhere between twelve and fourteen blogs that appear here weekly. Did you miss something? Now is your chance to “ketchup”. Governor Christie Vetoes Insurance Exchange New Jersey Governor Chris Christie has vetoed a bill that would have set up an online marketplace for health insurance. He feels that it is too early to set up his state’s insurance exchange, and is waiting to see what the Supreme Court decides about … Continue reading

Can You Insure a Self-Driving Car?

It is common knowledge that it will be easier, and less expensive, to get auto insurance coverage for a minivan that it will be on a flashy, fast, sports car. What about self-driving cars? Google has created an autonomous car. How will auto insurance companies handle the coverage for this specialized type of vehicle? No one wants to have to pay a lot for auto insurance. Most states require drivers to buy car insurance, which means that you cannot simply decide not to pay for this particular expense. Drivers of minivans often pay less for auto insurance than do drivers … Continue reading

Insurance Blog Week in Review – April 22 – 28, 2012

At the end of every week, the Insurance Blog Week in Review gives you a quick and easy way to “ketchup” on all of the articles that hit the blog in the past week. There can be anywhere between 12 and 14 different blogs that have appeared. What did you miss this week? Renters Insurance Doesn’t Cover Bug Infestation A family in Bakersfield, California, rented a home that was infested with bugs. The entire family is suffering from scabies, and ended up throwing away their contaminated property. Would renters insurance covered any of this? Unfortunately, it would not. The Insurance … Continue reading

Commercial Auto Insurance Doesn’t Cover Road Rage

The Maine Supreme Judicial Court ruled that a commercial auto insurance company does not have to cover the damages or liability that resulted from the policyholder’s road rage. In short, assault and battery are not considered to be part of a person’s job responsibilities. Michael Bryant is the co-owner of a company called Prime Cut Meat Market. He was driving a truck that had Prime Cut decals on it. However, the truck was owned and registered to Bryant individually. My best guess is that this truck was being used as a company vehicle. This can make insurance coverage a bit … Continue reading

Drivers of Minivans Pay Less for Auto Insurance

When you first learned to drive, you may have envisioned your future self driving an expensive sports car. Instead, many families find that a minivan suits their needs much better than any sports car could. Don’t be disappointed! Drivers of minivans pay less money for auto insurance. Every year, Insure.com releases a ranking of vehicles. The vehicles are ranked based on how much it would cost for a driver of this type of car to insure it. Consumers can use the list to get a good idea about how much car insurance will cost for drivers of different kinds of … Continue reading